Supplemental Retirement Plans
The University offers two supplemental voluntary retirement plans that allow employees to save for retirement on a pre-tax basis. Monies will be taken out of your paycheck and sent to the retirement vendor of your choice. To begin participating in one of these retirement plans, you will need to choose a plan, then open an account with one of the retirement vendors under that plan, and then complete a Salary Reduction Agreement. Contributions into the plans are not matched by the University.
403B – Nevada System Deferred Compensation Plan (TSA Plan)
Institutions of Higher Education like UNLV are permitted under current IRS rules to offer 403(b) or Tax-Sheltered Annuity Plans. The University offers two types of plans under the 403(b) or Tax-Sheltered Annuity Plan – a pre-tax plan and an after-tax or Roth option. Contributions are taken from employee’s paychecks and sent directly to the retirement vendor of their choice. The three providers are Fidelity Investment, TIAA-CREF and VALIC.
To participate in one of these plans, please submit your application for the vendor of your choice and a salary agreement reduction form to the Benefits Office.
If you are already participating in the plan and wish to change your deferral amount you can change your deferral amount through the University’s Employee Self-Service System (EQUUS). To access EQUUS, you will need your Employee ID Number and your password. Please remember to print out the confirmation of the change for your records.
For more information about the TSA Plan, please view the Nevada System of Higher Education Tax Sheltered Annuity 403(B) Plan Document.
2013 Contribution Limits
Deferral Limits for 2013 – The IRS sets limits on the amount that you can contribute to the Plan each year. The annual deferral limits for 2013 are listed below:
| Year | NSHE Tax Sheltered Annuities 403(b) Plan Regular Contribution Limits | 50+ Catch-Up Additional Contribution Limits |
|---|---|---|
| 2013 | $17,500 | $5,500 |
457 – State of Nevada Deferred Compensation Plan
State and Local Governments are permitted under current IRS rules to offer Deferred Compensation (457 plan) plans to its employees. Since UNLV is a state agency, we also offer this plan to our employees through the State of Nevada Deferred Compensation Plan. This plan is administered by the State of Nevada Deferred Compensation Committee.
Currently, employees can open an account with one of two vendors and contributions are taken from employee’s paycheck and sent directly to the vendor of their choice. The two Deferred Compensation providers are Hartford and ING.
For new participants into one of these plans, please submit your application for the vendor of your choice and either the Hartford contribution change form or the ING contribution change form a contribution form to the Benefits Office.
If you are already participating in the plan and wish to change your deferral amount you can change your deferral amount through the University’s Employee Self-Service System (EQUUS). To access EQUUS, you will need your Employee ID Number and your password. Please remember to print out the confirmation of the change for your records.
For more information about the NDC Plan, please view the Nevada Public Employees' Deferred Compensation Program Plan Document.
2013 Contribution Limits
Deferral Limits for 2013 – The IRS sets limits on the amount that you can contribute to the Plan each year. The annual deferral limits for 2013 are listed below:
| Year | State of Nevada Deferred Compensation 457 Plan Regular Contribution Limits | 50+ Catch-Up Additional Contribution Limits |
|---|---|---|
| 2013 | $17,500.00 | $5,500 |